For risk carriers
Capacity portal
Your share of the Helios Re book: allocations, exposure and claims.
- Every contract your capacity supports, with your share
- Aggregate exposure by peril and by region
- Triggered events and payouts on the risks you back
For risk carriersA parametric book, underwritten with discipline.
Helios Re is an MGA: we underwrite parametric risks on capacity provided by insurers and reinsurers, our risk carriers. You back a diversified book, with losses capped by contract and settled on independent data.
Why parametric risk
Known limits, objective claims, real diversification.
Maximum loss known at binding
Every contract has a fixed limit and a payout scale on a published index. The worst case is written down before the risk is accepted.
No loss adjustment
Payouts follow independent data sources named in the contract: no adjusters, no disputes over the amount, low claims-handling cost.
Diversification across 40 perils
Nine risk families, from rainfall and heat to cyber outages and epidemics, with correlation to the book checked before each binding.
Priced from the data
Each risk is priced from the index history at the insured location, not from the market cycle.
The range
Nine risk families, one underwriting standard.
The same pricing engine, guidelines and review cycle apply to every product, whatever the peril.
See the 40 products →Share of the product range, not of premium or exposure.
How the book is controlled
Every risk goes through the same four checks.
- 01
Guidelines
Products, limits, territories and pricing rules agreed with you, and applied to every quote.
- 02
Pricing and peer review
Priced from the index history at the insured location, then reviewed by a second underwriter before binding.
- 03
Accumulation
Exposure aggregated by peril and by region, and correlation with the book checked before a new risk is accepted.
- 04
Recurring review
The whole book goes through the Helios 5Re cycle: review, reassess, refine, report, react.
Capacity portal
Your share of the book, contract by contract.
Each risk carrier gets a personal sign-in to HeliosRate, scoped to the risks their capacity supports: the same data our underwriters work from, not a separate report.
Risk carrier questions
How the partnership works.
How does capacity work with an MGA?
You delegate underwriting authority to Helios Re within guidelines agreed with you: products, limits, territories and pricing rules. Helios Re underwrites within them and reports every risk bound on your capacity.
What is the maximum loss on a contract?
The limit written in the contract. A parametric payout follows the payout scale agreed at binding and can never exceed that limit.
How is accumulation managed?
Exposure is aggregated by peril and by region in HeliosRate, and correlation with the existing book is checked before a new risk is bound.
What do I see in the capacity portal?
The contracts your capacity supports and your share of each, aggregate exposure by peril and region, and the triggered events and payouts on the risks you back.
Risk carriers
Review the book with our underwriters.
A working session on the products, the guidelines and the portfolio analytics behind them.