Helios Re

About Helios Re

Insurance expertise. Parametric innovation. Data intelligence.

Helios Re is a parametric insurance and risk intelligence specialist, built for insurers, reinsurers, brokers and the businesses exposed to today's most complex risks.

MGAUnderwriting on rated capacity
0Parametric products
0Broker-distributed

Our conviction

Complex risk deserves a more transparent kind of protection.

Traditional insurance was not built for today's fast-moving, geographically distributed risks. Loss assessment, long claims processes and information asymmetry slow protection down precisely when speed and clarity matter most.

Helios Re was built at the intersection of insurance, parametric risk, data and technology to close that gap: deep underwriting expertise, combined with the modelling and data needed to measure risk objectively and transfer it transparently.

What changes with parametric cover

A loss assessed after the eventAn independent index, agreed upfront
Months of claims handlingA payout in days to weeks
Information asymmetryShared, objective data

Why Helios Re

Four disciplines. One platform.

01

Insurance expertise

Underwriting and risk-transfer knowledge built over more than a decade in specialty and parametric markets.

02

Parametric modelling

Triggers, indices and payout curves that reflect the true behaviour of the underlying risk.

03

Data intelligence

Geographic, satellite, environmental and historical data feeding every stage of risk assessment.

04

Technology

A platform purpose-built to turn that data into pricing, correlation analysis and portfolio decisions.

How we work

From the insured business to the risk carrier.

Clients reach Helios Re through their broker. Helios Re structures, prices and underwrites each risk on HeliosRate, backed by its risk carriers: the insurers and reinsurers who provide the capacity.

  1. ClientsInsured businesses
  2. BrokersAdvise and place
  3. Helios ReUnderwrites on HeliosRate
  4. Risk carriersInsurers and reinsurers

Payout back to the client when the index triggers

For brokers

Fast, consistent indicative quotes, a dedicated underwriting contact and a portal to follow every risk you place. The client relationship stays with you.

How we work with brokers

Helios Re, the MGA

Structures each trigger, prices it from the index history at the insured location and underwrites it within the guidelines agreed with its risk carriers, all on HeliosRate.

Our technology

For risk carriers

A diversified parametric book, with losses capped by contract and settled on independent data, and the pricing, correlation and exposure behind it visible in HeliosRate.

How we work with risk carriers

Our culture of excellence

Helios 5Re proactive monitoring.

Every book of business is reviewed, reassessed and refined on a recurring cycle, so pricing discipline and risk appetite stay aligned as market conditions evolve.

  1. 01

    Review

    • Portfolio profitability: loss ratio and underwriting result
    • Evolution of portfolio trends
    • Underwriting conversion rate
  2. 02

    Reassess

    • Impact on profitability and risk exposure
    • Effectiveness of prior adjustments and strategies
  3. 03

    Refine

    • Pricing and premium levels
    • Underwriting guidelines and strategy
    • Cost structure
  4. 04

    Report

    • Adjustments and performance shared with stakeholders
    • Insights that inform strategic decisions
  5. 05

    React

    • Approved changes implemented in HeliosRate
    • Outcomes monitored against expected performance
    • Distribution strategy adapted accordingly

Become a broker partner

Offer your clients parametric cover, structured and priced by a specialist MGA with rated capacity behind it.

Partner with us

The platform behind the pricing

The Risk Intelligence Platform turns satellite and climate data into pricing and portfolio decisions.

Explore our technology